Halkbank INVEX Review Module Is Now in Use
Halkbank has deployed the INVEX Review Module to monitor and ensure the currency of real estate properties held as loan collateral following their initial valuation.
The INVEX Review Module provides a structure that automatically analyzes the current status of relevant properties when a certain period has elapsed since the preparation of a valuation report. Within this scope, changes in TAKBİS records related to collateral-associated real estate, ownership and encumbrance information, indicators pointing to value changes, and various rules and algorithms are systematically reviewed.
As a result of the analyses performed, a "Review Report" is generated for each property; the currency and adequacy of existing valuation data are assessed. When deemed necessary, relevant departments are automatically notified, and a process for preparing a new valuation report is initiated.
Through this structure, Halkbank can monitor its collateral portfolio with a periodic and data-driven approach, gaining a significant advantage in risk management, regulatory compliance, and decision-making processes.
The deployment of the INVEX Review Module has been a strategic step strengthening the bank's approach to proactive monitoring, data integrity, and sustainable valuation in collateral management.